It should not come as a surprise if we say that a lot of bicycle accidents take place every year in Columbia. Although safety is essential when riding a bicycle, no matter how conscious you are about safety, the cars in the state outnumber two-wheelers by a significant margin.
If you or your companion, unfortunately, gets into an accident while riding a bicycle, having an understanding of what to do in such a situation can make a significant difference in how well your rights are protected. If you get injured in a bicycle accident, Call & Gentry Law Firm can help you get fair compensation for your losses and sufferings.
Crucial Actions After a Bicycle Accident
If you unfortunately have an accident, it is vital that you proactively approach the situation to protect your rights, and there are a few things that you can do to ensure this.
Wait for the Police to Arrive at the Scene
You and the other party, under legal obligation, are supposed to stay at the scene of the accident until the police arrive if there has been property damage or injuries.
Even if you believe you are not injured, wait for the arrival. It is often the case that people later realize they have been injured. But once you have left the scene, it may become impossible to track down the other party.
Do Not Try to Negotiate with the Motorist on Your Own
Do not try to negotiate with the other party, even if they admit and apologize. You may not be completely aware of the extent of your injuries and damage to the property, and the other party may change their mind later and deny the accident.
Get the Information of the Driver and Contact Information of the Witnesses
Exchange information with the other party, including name, phone number, address, license plate number, driver’s license number, insurance policy number, and make of car.
If there are any witnesses on the scene, get their contact information and names, too.
Document Everything That Happened
Remember everything that happened during the accident, including when, where, and how it took place, as well as the traffic, road, and weather conditions. Write everything down as soon as you can. If you or your companion has a phone, document the entire scene using the camera, including the vehicles involved and the injuries.
Ensure the Police Include Your Statement in the Record
Police are often more concerned about taking and reporting the perspective of a motorist than a cyclist. But make sure that your perspective is included in the report as well. Irrespective of the severity of the injury, make sure to report all of it. Get the report number and note it down somewhere.
Get Medical Attention Right Away and Document Your Injuries
Even if you feel the injuries are minor, seek medical attention and get it evaluated correctly in writing. Take photos of the injuries and record the symptoms for some days.
Preserve the Evidence After the Accident
Keep damaged clothing as it is, and do not wash it. If your bicycle gets damaged, do not repair it. If it is essential to get it repaired, take photos of it first and get a written document of the damages.
Do Not Deal with the Insurance Companies Directly
The other party’s insurance company may call you and try to negotiate and settle the case before you have all the information ready to support the claim. Never deal with the insurance company directly.
Seek Professional Advice!
It is advised that you do not contact your insurance company before consulting a professional who is experienced in the particular field. Insurance companies may use your own words against you later on. A professional lawyer can negotiate with the insurance company on your behalf and be your representative in a lawsuit if it comes down to that.
